Unfortunately I think your right about the broken agreements around money that our whole system is based on.

And while DT is the face of the most blatantly shady and false part of that system, JB represents the same system, albeit the one with kinder intentions based at least on the pursuit of helping others.

We may not see a solution rise from the ashes until we burn the whole old system down. Which is not going to be pleasant. The longer we take to realize this, the less pleasant it will become.

When Mother Nature sets it all ablaze, then and only then will our real options become clear.